Consumer real estate updates for November 2025

What Buyers and Sellers Need to Know: Major November Changes Impacting Real Estate

November 25, 20253 min read

The headlines this month are full of lawsuits, leadership changes, and shifting market conditions. But what do these big national stories actually mean for you as a buyer or seller?
Here’s a clear, consumer-friendly breakdown so you can make confident decisions.


1. Legal and Industry Shakeups That Could Affect Your Experience

National lawsuits and policy changes might sound far removed from your personal move, but they can directly influence how your transaction works behind the scenes.

Why Buyers and Sellers Should Care

  • Rules around commissions, MLS access, and agent obligations could change

  • Transparency requirements may shift how referrals, forms, and information are presented

  • Conflict between major platforms like Zillow and brokerages may change how listings appear online

Here’s what’s happening

Antitrust Concerns

The DOJ settled a major antitrust case, and experts say the industry is still vulnerable.
What this means for you
You may see increased transparency on fees, agreements, and how agents are compensated.

Referral Fee Transparency Growing

States are starting to require clearer disclosure when agents pay or receive referral fees.
How this protects you
You’ll know whether an agent was chosen for skill or simply because they paid for the lead.

Zillow vs Compass Battle

Their legal fight highlights the tension around private listings, consumer choice, and how “public” real estate data really is.
What buyers and sellers should know
Not everything you see online shows the full picture. Some listings may be withheld, delayed, or shown differently based on platform rules.

NAR Policy Questions

Courts are reviewing whether former policies restricted consumer choice.
Impact on you
Changes could affect how you hire an agent and how they access listing data on your behalf.


2. Market and Economic Shifts You Need to Watch

Insurance Costs Are Rising Fast

A national study found home values in high-risk weather areas dropped over $40,000 due to soaring insurance premiums.
Buyers: Factor insurance costs into your monthly payment and affordability.
Sellers: Rising premiums in your area can impact buyer interest and pricing.

Interest Rate Uncertainty

The Fed has delayed future rate cuts despite a strong jobs report.
Buyers: Don’t wait for “perfect rates”, stability is still months away.
Sellers: Buyers’ budgets may be tighter right now. Pricing strategy matters more than ever.

Slower Market but Less Buyer Regret

Fannie Mae downgraded its sales forecast, but notes today’s market is the most buyer-friendly in 10 years.
Buyers: You can take more time, negotiate more, and face less bidding-war chaos.
Sellers: Homes will sell, but presentation and pricing are everything right now.


3. NAR’s Turnaround: Why It Matters to You

NAR is undergoing major restructuring to rebuild trust and accountability.

What Buyers and Sellers Should Know

  • Operational changes can improve agent training and consumer protection

  • New compliance standards aim to elevate professionalism

  • Clearer policies may reduce confusion during the buying or selling process

NAR adopted a three-year plan to streamline budgeting, simplify processes, and strengthen antitrust safeguards.
This ultimately benefits you, the consumer, through more consistent service and better oversight.


Bottom Line for Buyers and Sellers

The market is shifting quickly, but opportunities are still strong.
The key is working with a knowledgeable local agent who can decode national headlines and apply them to your situation.

Whether you’re buying or selling, understanding these updates helps you

  • Make smarter financial decisions

  • Avoid common pitfalls

  • Move with confidence despite the noise

And we’re here to guide you every step of the way.


📞 Team Elite Realtors
Baird & Warner | Naperville and Western Suburbs
Phone: 630-286-9777
Email: [email protected]
Website: homesbyteamelite.com

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